About Us
Our Story.
With diverse professional backgrounds, our founders came together in both business and life to create Juliet & Christine Mortgage. Their vision was to build a customer-first mortgage with minimal bureaucracy. By staying lean and agile, they are able to respond quickly to client needs and growth opportunities, while continuously enhancing services to deliver a truly distinctive broker experience grounded in professionalism and trust.
To turn this vision into reality, the Juliet & Christine Mortgage family continues to attract experienced industry professionals and executives who are united by shared core values.
Our Values.
Committed:
Juliet & Christine Mortgage is more than our business—it’s our life.” We know your life doesn’t pause at the end of the workday, and neither do we. Our team is always here for you, whether it’s now or 15+ years down the road.
Straightforward:
Sugar is nice, but the truth is better.” No matter how complex the situation, we take the time to understand your needs and provide clear, honest advice to help you move forward with confidence.
Approachable:
Treat others how you would want to be treated.” – As serious as the industry can be, at times it may seem downright intimidating. Outline professionals understand this, and offer a friendly and open approach to mortgage and insurance planning.
Referable:
Today’s actions will have ripple effects.” – We understand that you have choice, and we look at every interaction as an opportunity to earn your trust as a customer and potential referral partner for life.
Juliet Fernandez
Licensed Agent in BC and Alberta
I have been working at the bank since 2011 and have worked my way towards becoming a Financial Advisor up until 2015. With my youngest one entering our lives in 2015 and expanding our family, my husband and I decided to take the risk and I transitioned into the mortgage industry in 2016.
In 2023, I began my career as a full time mortgage broker providing service and solutions for my customers. Moving into the broker industry is one of the best decisions in completely fulfilling my passion.
Christine Saranilla
Mortgage Broker Alberta
Her time at the bank saw her specialize in mortgages for the last 7 years, and she spent time in financial planning and asset management before that.
Christine brings an educational focus to her client interactions, tailoring solutions to their unique needs. She works with everyone from first-time homebuyers to seasoned real estate investors and all scenarios in between.
How we’re redefining ourselves and the industry:
Working for You:
Your needs come first. We help you make informed financial decisions by providing short-term lending solutions and, when possible, guiding you back to a more affordable long-term rate.
Delivering an Effortless Experience:
Our quick response times and consistent follow-through are key to our exceptional service, enabling us to deliver fast, flexible, and value-driven lending solutions.
Making Business Personal:
Focused on your success, we take the time to understand the unique challenges faced by mortgage brokers, real estate investors, and homeowners.
Moving Faster than Other Lenders:
We offer a simple, fast approval process with funding available in as little as 1–2 business days in Alberta and 1–3 business days in Ontario, once all required documents are received.
Let’s Build Your Ideal Mortgage Plan
You deserve more than just a good rate — you deserve a mortgage strategy that supports your goals, protects your future, and puts your needs first.
Our clients speak for us
Posted on MAximo Jr CastilloTrustindex verifies that the original source of the review is Google. Thank you Juliet and Team. I really appreciated your patience and how you explained every step the mortgage process. Thank you for listening and answering all my questions. Your Strategy is the Best!Posted on Don Henley LandichoTrustindex verifies that the original source of the review is Google. Juliet and her team was super helpful from start to finish of our mortgage journey, she guided us even were still not planning to buy a house and were just curious about what the process of buying a house was, she taught us what to do to better our financial capacity and our credit score.Posted on Yo LoTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Juliet and Christine From start to finish, they were incredibly knowledgeable, responsive, and supportive throughout the entire process. They took the time to explain everything clearly, answered all my questions, and made sure I felt confident in every decision. Their professionalism and attention to detail truly set them apart. I highly recommend Juliet and Christine to anyone looking for a reliable and trustworthy people to work with. They are the best.Posted on San RomeroTrustindex verifies that the original source of the review is Google. We have been asking Juliet Fernandez for some advice prior to even starting to deal with all the pre-approval steps and she has always been patient to us with all our concerns. When the day comes and we have decided to try to get pre-approved, Juliet has been there with us all the way leading to us being approved by the Lender and now finally being a homeowner! All thanks to her expertise and broad knowledge on her field. We would definitely reccomend her!Posted on V regosoTrustindex verifies that the original source of the review is Google. We highly recommend Juliet and Christine as they are incredibly professional, patient and responsive. They took time to clearly explain all our options and helped us secure a fantastic rate. We are impressed on how their expertise in navigating the mortgage landscape. Thankful for meeting the right people like them , turning our dream into reality.Posted on Kristel BolivarTrustindex verifies that the original source of the review is Google. Highly Recommended! We are so grateful to Juliet Fernandez of Mortgage Architects for helping make our dream home a reality. From start to finish, the entire process was incredibly smooth and easy. Juliet was always so accommodating, patient, and quick to respond to all our questions. She gave us excellent professional advice and recommendations that really guided us in the right direction. We truly felt supported every step of the way. Thank you so much, Juliet, for your hard work and dedication — we couldn’t have done it without you! 💛🏡Posted on R SBTrustindex verifies that the original source of the review is Google. Very honest and helpful. Worth dealing with her.Posted on Annivy AcheampongTrustindex verifies that the original source of the review is Google. I had an outstanding experience working with Juliet and her team to refinance my mortgage. They went above and beyond to help me secure my mortgage within a very short timeline, and their efficiency made it possible for me to close right on time. Their communication was prompt, clear, and reassuring throughout the entire process. Juliet’s expertise and her team’s dedication truly set them apart. They handled every detail with professionalism and care, making what could have been a stressful experience absolutely smooth. I’m extremely grateful for their hard work and highly recommend Juliet and her team to anyone looking for a reliable, knowledgeable, and results-driven mortgage broker. Thank you all so much. Dream Team !!!!